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概要
I am seeking for a promising future in a reputable organization, which provides conductive and congenial environment to explore my potential and further enhance my capabilities.
I am energetic, positive and self-motivated. I am a team player, work well with people, can handle large teams and manage team dynamics quite well. Train and motivate the team to accept the new opportunities and challenges in their job. I have good analytical and thorough knowledge about Consumer Risk Management, Fraud & Risk Management and Portfolio Management. I have experience of complete Credit Life-cycle of Personal Installment Loans, Small Business Loan, Auto Finance, Auto Lease, Credit Cards, SME Financing, Corporate Financing, Agricultural Loans, Livestock Loans, Micro Enterprise Loan, and Loan Against Gold Ornaments and Trade Finance.
工作经历
Manager SME-CFD North Zone
Being Manager Credits, I am part of North Zone SME / Channel Financing Team appointed at Zonal Office, Blue Area, Islamabad, for smooth functioning of Credits Department.
• Manage & grow SME relationships of customers by introducing NTBs having a potential for SME financing and ensure that their banking needs are met as per their business requirements.
• Collaborate with Area Managers and Branch Manager to Develop and implement strategies to attract new customers and expand the bank's customer base. Identify opportunities for business growth and market penetration and formulate action plans to capitalize on them.
• Liaising with North Zone’s Area SME Credit Hubs to ensure compliance of Credit Policy & procedures /guidelines as applicable that adequate controls are maintained while extending credit to borrowers. Review of customers’ existing funded and non-funded limits and adequacy of financial statements provided by the clients.
• To guide respective RMs and BMs to ensure that customer inquiries, complaints, and requests are addressed promptly and effectively.
Branch Credit Officer
Consumer Risk Management
Risk Mitigation
Credit Review
Credit Initiation
Credit Verification
KYC
Area Sales Manager
Retail Sales & Distribution Channels
Team Management
Warehousing & Direct to Consumer Sales
Key Account Management
Customer Services
Assistant Manager Underwritting
Underwriting
Risk Assessment
Analysis of Financial Statements & Bank Statements
Customer Services,
KYC
Manager Loans
Credit, Collection, KYC & AML Risk Mitigation, Customer Services, Fraud and Risk Management, Process Control and Compliance, Budgeting and Planning
Team leader
Credit, Collection, Risk Mitigation, Customer Services, Fraud and Risk Management, Process Control and Compliance, Budgeting and Planning, KYC & AML
